“60% of families with dependants will run out of money within 12 months if the main income earner dies!” Source – TNS the issue of under insurance
Have you considered what may happen if you suddenly died or were diagnosed with a terminal illness? How long could your family meet living expenses and mortgage repayments if something happened to you? Could they keep the house? How would your spouse and children repay your loans? Would your children have to change schools?
What is it: Life insurance sometimes referred to death benefit or death cover provides a lump sum payout of money on death or on diagnosis of a terminal illness that will end in death within 12 months.
BENEFITS: Life Insurance limits if not eliminates likely financial hardship for dependants or people in an interdependent relationship. It helps pay for funeral expenses, outstanding debts, such as mortgage, and leaves a lump sum to be invested to cover the cost of future family needs such as children’s education.
We provide you with a fully personalised, face-to-face service to help you make the right choices.
- We take the time to understand your goals, your needs and financial situation so that our advice is truly tailored and earns your full confidence.
- It’s your financial future we’re talking about. That’s why we explain, in everyday language, what’s involved in your financial plan, what it costs, and how it will help you achieve your goals.
- You won’t spend wasted hours filling in multiple online quotations and the application process.
- We have an extensive range of products to choose from so you won’t be limited by choice.
Call us today on 1300 947 388 and make an appointment with our Financial Planner to protect your financial future or simply fill the form and we will call you.