Permanent Disability

“Did you know that for every home lost in a fire there are 4 homes lost through death and 48 homes lost through disablement.” Source – U.S. Government survey 2005

What if a serious injury or a serious mental or physical illness stopped you from working again?  How would you pay your everyday bills, clear your debts and yet manage medical and or rehabilitation costs? 

What is it: Total and Permanent Disability cover provides a lump sum of money if an accident or sickness leaves you unable to work either in your own or any other occupation again. While not working, TPD can cover you if an accident or sickness, e.g. paraplegia or depression, results in you not being able to live without assistance.

BENEFITS: Total and Permanent Disability helps limit the extent of, if not eliminates financial hardship in the wake of being unable to work again. The money could pay off debts and leave a lump sum to be invested to replace income. It could provide financial assistance to ensure your needs are taken care off and your family continues to maintain their existing lifestyle.

TPD insurance policies vary considerably across the insurers usually depending on your occupation. It’s important you seek expert advice from someone who understands the differences.

We provide you with a fully personalised, face-to-face service to help you make the right choices.

  • We take the time to understand your goals, your needs and financial situation so that our advice is truly tailored and earns your full confidence.
  • It’s your financial future we’re talking about. That’s why we explain, in everyday language, what’s involved in your financial plan, what it costs, and how it will help you achieve your goals.
  • You won’t spend wasted hours filling in multiple online quotations and the application process.
  • We have an extensive range of products to choose from so you won’t be limited by choice.

Call us today on 1300 947 388 and make an appointment to protect your financial future or simply fill the form and we will call you.

Accredited by AMP Financial Planning
Yanush Financial Services, ABN 81 139 939 487, is an Authorised Representative and Credit Representative of AMP Financial Planning Pty Limited ABN 89 051 208 327 (AMPFP).
Australian Financial Services Licence 232706 and Australian Credit Licence 232706.

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